Mortgage Advice

Mortgage rates and terms are changing as rapidly as ever.

Promotions by most lenders mask a reluctance to offer terms to all but those falling within a narrow range preferred by the lenders.

This makes the need for independent advice still more important, whether for a search for best terms on an existing mortgage or a new loan.

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Equity Release

Equity Release has evolved to become a useful way of getting at capital tied up in your home. Whether it’s to fund a comfortable life in retirement, to help your children or grandchildren to get on the property ladder or simply to have the holiday of a lifetime, releasing equity has become a popular choice.

It is not right for everyone however and it can be a potential minefield. As members of the Equity Release Council, we abide by their high standards and rules in all aspects of Equity Release.

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What Our Clients Say

We have found Elaine to be extremely professional, helpful and knowledgeable, with regard to our Equity Release Application. We met with Elaine on three occasions and she fully briefed us on all aspects of the lifetime mortgage and process. Elaine found us the most competitive mortgage lender and kept us fully informed with updates, whether by phone or email and always followed up any query we may have had, with the relevant Professionals. My husband and I cannot speak more highly of Elaine and wish to express our sincere thanks for all her hard work and advice in the completion of our Equity Release Lifetime Mortgage.

Pauline and Alan

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