© 2011 Andrew Dickson Limited - chartered financial planners Services  -  Mortgage Advice Mortgage rates and terms are changing as rapidly as ever. Promotions by most lenders mask a reluctance to offer terms to all but those falling within a narrow range preferred by the lenders. This makes the need for independent advice still more important, whether for a search for best terms on an existing mortgage or a new loan. Equity Release has evolved to become a useful way of getting at capital tied up in peoples' homes. It is a potential minefield, however. We are authorised and able to provide advice. Re-mortgages, New mortgages, lifetime mortgages or a review of your mortgage protection arrangements - We offer expert independent advice ........ and make the whole process simpler for you