© 2011 Andrew Dickson Limited - chartered financial planners Services  -  Insurance Protection Premium rates and conditions have changed considerably over the years and you may well be able to save money on existing life insurance or disability insurance. We will be pleased to help by reviewing any existing arrangements and making recommendations for the future on such issues as Life Assurance, Critical Illness Insurance and Disability Cover. We will obtain competitive quotations from the market as a whole and report to you with our recommendations, and then making the arrangements for you. Claims Another important aspect of our service can be our involvement in any claims that may arise, helping to ensure a prompt and fair settlement.