© 2011 Andrew Dickson Limited - chartered financial planners News Changes to Student Loans & Tuition Fees Anyone starting higher education courses from September 2012 will be subject to a new regime governing ........... Market statistics   Latest figures from the ABI (Association of British Insurers) show the UK insurance industry paid out over £147,000,000 PER DAY during 2010 to pensioners and long-term savers....... Lasting Power of Attorney No longer "News" but still worth a comment....... Changes to Pensions  Changes to the Annual Allowance for pension contributions were announced on 14th October 2010........    Welcome Our Services   Financial Planning Pensions Nursing Home Fees Mortgage Advice Insurance Protection Employee Benefits We hope what you find here will lead you to a more productive and less complicated financial world. Our main aim is to advise individuals regarding their investments and assist with their financial planning. We also advise businesses about Employee Benefit arrangements and corporate protection. From experience we have found that building client relationships over the long term helps everyone involved to benefit. We have in fact worked with the majority of our clients for a considerable number of years. Independent advice When we talk about "independent advice" we mean it is independent of the influence of "product providers" like insurance companies, banks and fund managers. In fact we act as the agent of our client. Simplification Simplification of personal finances can lead clients to more confident control and understanding. We will be pleased to show how we can simplify matters and use the aggregate value of the family assets to obtain better terms for the investments you make. Next step  Contact us to make an appointment without cost or obligation. This will give you the opportunity to meet us and discuss the questions you have and to see how we may be able to help.